Auto Loans
Talk to us before you buy!
When you talk to FinancialEdge Credit Union before you go car shopping, you can get pre-approved for low-rate financing and be sure you are getting a car payment that works for you. Having a pre-approval before you go to the dealer can make the time you spend in the finance office much shorter and much less stressful.
In some cases you can even get a better deal on the price of the car by arranging your auto financing ahead of time, even when the dealers are offering zero-percent financing.
CHECK OUT OUR LIMITED TIME ONLY AUTO LOAN SPECIAL
Loan Features:
- Great low rates
- Flexible Terms
- GAP Coverage available!
Use our convenient Loan Calculator to determine your monthly payment amount.
If you have a loan at another institution, we can help save you money! Why pay more each month when you can pay less with us? Check out our rates to see how well we compare to your existing rate. Then use our convenient Loan Calculator to determine your monthly payment amount.
Your car loan is one of your biggest monthly expenses. Why pay more than you have to? Thanks to FinancialEdge Credit Union's low interest rates, you could reduce your monthly car payment and save hundreds of dollars or more over the course of a year. It takes just a few minutes to complete an application.Check out our rates to see how well we compare to your existing rate. Then use our convenient Loan Calculator to determine your monthly payment amount.
For more information or to apply by telephone, you may reach our Loan Department at 989-892-6088 or 800-610-2764 and press 4, or stop by our branch locations.
How much could you save?
| AMOUNT | TERM | APR* | PAYMENT | ANNUAL SAVINGS | |
|---|---|---|---|---|---|
| YOUR LOAN | $25,000 | 60 | 6.50% | $489.15 | |
| YOUR LOAN WITH FINANCIALEDGE see rate details |
$25,000 | 60 | 2.50% | $443.68 | $545.64 |
(please note that our rates change and this table is for illustration purposes only)
* APR = Annual Percentage Rate based on secured collateral 2010 and newer (not including loan specials) and is subject to change. Separate rates available for refinancing of existing FinancialEdge loans. Actual rate will be based on applicant’s creditworthiness and may vary from that shown. Not all members will qualify. Check with the loan department for additional terms and current loan rates.
FinancialEdge CU realizes that your time is valuable. That´s why we have partnered with local dealerships to bring the credit union office to you.
Indirect Lending allows FinancialEdge members the ability to apply for their auto loan at participating local dealerships and still receive a great LOW interest rate. The hardest part is picking out the right vehicle!
It´s super convenient - here are the steps involved:
- Indicate to your salesperson you would like to finance with FinancialEdge.
- The salesperson at the dealership fills out the application with you.
- The application is electronically sent to the credit union for approval.
- The loan documents are signed when you pick-up the vehicle.
- You drive off with your vehicle. It´s that simple!
Below are a list of participating dealerships:
- Bay Cycle Sales 3800 S. Huron Rd Bay City, MI 48706
- Burt Watson Chevrolet 7468 Midland Rd. Freeland, MI 48623
- Burt Watson Chevrolet Buick 10231 E. Washington Reese, MI 48757
- Dean Arbor Ford 3520 N. M-13 Pinconning, MI 48650
- Dolney RV Center 1171 S. Huron Rd. Kawkawlin, MI 48631
- Draper Saginaw 4200 Bay Rd. Saginaw, MI 48603
- Garber Chevrolet 75 N. Huron Rd. Linwood, MI 48634
- Graff Chevrolet 3636 E. Wilder Rd. Bay City, MI 48706
- Hagen Ford 3980 N. Euclid Ave Bay City, MI 48706
- Labadie Auto (Cadillac, GMC) 711 S. Euclid Ave Bay City, MI 48706
- Mike Young (Pontiac, GMC) Main Street Frankenmuth, MI 48734
- Moore Shoreline Chevrolet Buick 651 Unionville Rd. Sebewaing, MI 48759
- O'Connor's Auto Outlet 3733 Wilder Rd. Bay City, MI 48706
- Saginaw Valley Ford 4201 Bay Rd. Saginaw, MI 48603
- Schafer Auto Mall 125 N. Mable St. Pinconning, MI 48650
- Showcase Mitsubishi 1242 S. Euclid Ave Bay City, MI 48706
- Thelen Chrysler 4191 N. Euclid Ave Bay City, MI 48706
- Thelen Honda 1020 N. Euclid Ave Bay City, MI 48706
- Thelen Mazda 1112 N. Euclid Ave Bay City, MI 48706
- Tri-City RV 4501 E. Wilder Rd Bay City, MI 48706
If you have any questions on Indirect Lending, please contact our loan department at (989) 892-6088 or (800) 610-2764 and press 4.
