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FinancialEdge Credit Union Go to main content Locations

Loan Specials

 

 

Credit Card Balance Transfer Special

Credit Card Balance Transfer

It's time to clean up your finances and sweep away high-interest credit card debt! Transfer your balance to a FinancialEdge Credit Union credit card and enjoy:

  • 4.99% APR* through June 1, 2026*—a lower rate to help you pay off debt faster
  • $0 balance transfer fee—move your balance with no extra cost!
  • NO ANNUAL FEE
  • Stop overpaying on interest & start saving today

Declutter Your Finances

High-interest credit card debt can pile up fast, making it harder to get ahead. With our low promotional rate and zero transfer fees, you can tidy up your payments and keep more money in your pocket.

How to Get Started

  1. Apply online or visit a branch

  2. Transfer your balance—no hidden fees!

  3. Enjoy lower payments and a fresh financial start

 

Added Bonus

When you transfer your higher rate card and loan balances to a FinancialEdge Credit Union MasterCard® Credit Card you not only get a great rate, but you'll also receive these benefits**:
  • No Annual Fees
  • MyEdge Rewards (when you select the Rewards Mastercard)
  • Card Controls
  • Mobile Wallet Options
  • Universal acceptance
  • Emergency Assistance
  • Fraud Protection
  • Online account access
  • Worldwide ATM access
  • and more!

This limited-time offer won’t last forever. Take the first step toward a cleaner financial future today!

Apply Now

For more information or to apply by telephone, you may reach our Loan Department at 989-892-6088, or stop by our branch locations.

 

*APR = Annual Percentage Rate. Offer good on balance transfers made between April 1, 2025 and May 31, 2025 and is not available for purchases, cash advances, or balance transfers made outside of the promotional period. Promotional rate will return to your original rate as per you credit card agreement on June 1, 2026 or once the balance transfer amount is repaid, whichever comes first. Rate is subject to change. Balance transfer not offered on existing FinancialEdge credit card balances. Certain restrictions, limitations, and exclusions apply. FinancialEdge Credit Union reserves the right to modify or discontinue this offer at any time without notice. Additional criteria may apply. Check with loan department for additional terms and details, including specific benefits that may be included with your credit card.

Auto Loan Special

Auto Loan Special

Are you paying too much for your auto loan? It’s time to SWITCH to FinancialEdge Credit Union and start saving! For a limited time, refinance your current auto loan with us and take advantage of this exclusive offer:

Refinance and Enjoy These Perks:

  • Up to 1% APR* Off Your Current Rate – Lower your interest rate and save on your monthly payments.
  • No Payments for 90 Days – Enjoy a break from payments and free up your cash flow!
  • Fast & Easy Refinancing – We handle the details, so you can focus on what matters.
  • Local, Personalized Service – We’re here to help you save and drive happy!
  • Flexible Terms
  • GAP Coverage available!

Why Refinance with FinancialEdge?

Refinancing your auto loan could save you hundreds—even thousands—over the life of your loan. If your current auto loan is with another lender, don’t wait! Make the SWITCH today and start driving happy with lower rates and better terms.

Use our convenient Loan Calculator to determine your monthly payment amount.

 

Apply for your Loan Today!

*APR = Annual Percentage Rate. Subject to approval based on creditworthiness. Rates may vary based on each individual’s credit history and underwriting factors. FinancialEdge Credit Union will reduce the rate of your existing non-FinancialEdge Credit union auto loan by 1% APR (subject to minimum rate of 4.75% APR). Term maximum of 72 months. Proof of the current rate and terms of the secured auto loan to be refinanced is required. Promotion only applicable to secured auto loans with a model year of 2018 and newer. Interest will accrue during the 90-day deferred payment period. New money only. Promotion does not apply to existing auto loans with FinancialEdge Credit Union, purchases or lease buyouts. Rates and terms are subject to change without notice. FinancialEdge Credit Union reserves the right to modify or discontinue this offer at any time without notice. Additional criteria may apply. Check with loan department for additional terms and details.

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